Page 14 - Essex Mason Issue 84
P. 14

Holy Royal Arch
        Old Parkonians Chapter 4709
        50 Years as a Royal Arch Mason

                                                         omp. Craig Clarke celebrated 50 years as a Royal Arch Mason at
                                                      Cthe 2017 November Convocation of Old Parkonians Chapter No.
                                                      4709 at Chingford Masonic Hall. He was presented with his 50-year
                                                      Certificate by the 3rd Provincial Grand Principal, E. Comp. Phillip
                                                      The afternoon was further enhanced by a very interesting talk given
                                                      by E. Comp. Ian Simpson APGP entitled Women in freemasonry nah!
                                                      Afterwards, 16 Companions dined in true Masonic style.

                                                      At the November meeting this year The Old Parkonians Chapter
          (left) E.Comp Philip Campbell Provincial 3rd Grand
                Principle (right) E.Comp Craig Clarke   celebrate their 75th Anniversary

         Help to Buy Guide

         Help to buy encompasses two schemes. The first is an
         equity loan, where the Government will loan up to 20%
         of the value of a new home to anyone with a minimum
         of 5% deposit.
         The equity loan scheme is interest-free for the first   Southend-on-Sea Office  Mid-Essex Office
         five years, after which there will be a charge of 1.75%   Trafalgar House         Whitelands
         (which will rise in line with the Retail Price Index) plus   Nelson Street        Terling Road
         1%. The loan can be repaid in full without penalty any   Southend-on-Sea        Hatfield Peverel
         time within 25 years or on the sale of the property.     Essex SS11EF           Essex CM3 2AG
                                                                  01702 352511            01245 495111
         The second, which the Government launched on 8th
         October 2013, is a mortgage guarantee  which will
         encourage  mortgage  lenders  to lend  to  people  with   In order to qualify, applicants must pass their lenders credit and
         small deposits. This was made available from January   affordability checks and also meet appropriate criteria to ensure that
         2014 and can be used to purchase new build or existing   they can pay back the loan.
         properties.                                    Help to Buy cannot be used for properties in which the applicant
         The mortgage guarantee is made to the lender by the   will not be living, such as buy-to-let, nor is it to corporate buyers.
         Government and means in the event of repossession the   Buying a home is one of the biggest purchases an individual can
         Government will cover the lenders losses.      make, making good legal advice and support essential.

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