Page 14 - Essex Mason Issue 84

Holy Royal Arch
Old Parkonians Chapter 4709
50 Years as a Royal Arch Mason

omp. Craig Clarke celebrated 50 years as a Royal Arch Mason at
Cthe 2017 November Convocation of Old Parkonians Chapter No.
4709 at Chingford Masonic Hall. He was presented with his 50-year
Certificate by the 3rd Provincial Grand Principal, E. Comp. Phillip
Campbell.
The afternoon was further enhanced by a very interesting talk given
by E. Comp. Ian Simpson APGP entitled Women in freemasonry nah!
Afterwards, 16 Companions dined in true Masonic style.

At the November meeting this year The Old Parkonians Chapter
(left) E.Comp Philip Campbell Provincial 3rd Grand
Principle (right) E.Comp Craig Clarke celebrate their 75th Anniversary

Help to Buy Guide

Help to buy encompasses two schemes. The first is an
equity loan, where the Government will loan up to 20%
of the value of a new home to anyone with a minimum
of 5% deposit.
The equity loan scheme is interest-free for the first Southend-on-Sea Office Mid-Essex Office
five years, after which there will be a charge of 1.75% Trafalgar House Whitelands
(which will rise in line with the Retail Price Index) plus Nelson Street Terling Road
1%. The loan can be repaid in full without penalty any Southend-on-Sea Hatfield Peverel
time within 25 years or on the sale of the property. Essex SS11EF Essex CM3 2AG
01702 352511 01245 495111
The second, which the Government launched on 8th
October 2013, is a mortgage guarantee which will
encourage mortgage lenders to lend to people with In order to qualify, applicants must pass their lenders credit and
small deposits. This was made available from January affordability checks and also meet appropriate criteria to ensure that
2014 and can be used to purchase new build or existing they can pay back the loan.
properties. Help to Buy cannot be used for properties in which the applicant
The mortgage guarantee is made to the lender by the will not be living, such as buy-to-let, nor is it to corporate buyers.
Government and means in the event of repossession the Buying a home is one of the biggest purchases an individual can
Government will cover the lenders losses. make, making good legal advice and support essential.

Your Next

Step

Interested in knowing more
RAMembershipOfficer@EssexPGL.org.uk

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